Mortgage readiness check

Walk through six preparation dimensions using simple categories. This is a planning conversation starter, not a lending assessment or an application decision.

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A private preparation aid

Nothing is uploaded, stored, or sent to MoreGage. Use categories only—do not paste statements, upload documents, or enter account numbers.

01 Income evidence

How clear is the evidence for the income you would want considered?

02 Deposit / equity

How well understood is the source and availability of the deposit or equity?

03 Existing commitments

How complete is the picture of debts, limits, and regular obligations?

04 Statement / account conduct

How easy would it be to explain the account patterns without sharing a statement here?

05 Employment / timing

How stable and well-timed is the employment or income story?

06 Application documentation

How organised are the common identity, income, deposit, debt, and property records?

Choose a category in each section. The check does not produce a score or say whether you can apply.