What MoreGage is.

A free guide to the New Zealand housing market. It does not give financial advice.

General education only

What MoreGage provides

  • Market Pulse: official New Zealand housing and money figures in plain English
  • General New Zealand mortgage education
  • Mathematical repayment calculations
  • Generic document and statement-readiness explanations
  • Clearly labelled borrower examples

What MoreGage does not provide

  • Personalised financial advice or recommendations
  • Mortgage broker or financial adviser services
  • Lender selection, applications, pre-approvals, or submissions
  • Real bank-statement uploads, reviews, or storage
  • Insurance advice
  • Broker referrals, lead sales, cashback, rebate, or fundraising promotions

Who runs it

MoreGage is run by Merit Mana Limited. For a decision about your own situation, talk to an authorised financial adviser or your lender.

Last reviewed: 28 October 2026