What can change?
A job change can improve income while creating a shorter evidence history, a probation question, a different pay structure, or a gap between roles.
Make the change visible
Keep the signed agreement, start date, salary details, probation terms, recent payslips, and bank credits. A move between stable roles is not the same evidence story as moving into commission, contracting, or a new business.
Timing is lender-specific
Whether the change matters depends on timing, contract, income type, employment continuity, and current lender criteria. Do not assume a universal waiting period.
Illustrative example
Talia has a higher salary but only two payslips and remains in probation. The example demonstrates a timing question, not a recommended application date.
Evidence categories to organise
- Employment agreement
- Start date
- Probation terms
- Recent payslips
- Salary credits
- Changed income type
This guide is general information only. MoreGage does not provide regulated financial advice, a lending assessment, approval, or an offer.